Food costs are known to be one of the largest expenses in a household. Even though opting for faster options is easier, it is not always the smartest move for your budget. With solutions like online meal planning guides and delivery services gaining popularity, preparing your meals at home has become simple, fast, and affordable. PCS Debt Relief reveals 3 ways you can lower your food costs to save you time and money. […]
A common reaction to people who are in debt is confusion. They are immediately thought of as irresponsible, unable to control their spending, and must have trouble managing their money. The truth of the matter is: debt happens for a multitude of reasons. PCS Debt Relief reveals the real reasons behind debt and how you can achieve financial stability if you are struggling with it. […]
As a business owner, you spend the majority of your time focused on running your company and trying to find ways to bring in more revenue. When you struggle with business debt on top of these tasks, it can be difficult to remain positive and come up with a solution that you know will work. In this week’s blog, PCS Debt Relief informs business owners of ways to maximize credit cards for cashback to benefit […]
Retailers are notorious for launching frequent sales and campaigns to increase their profits. Their powerful language and alluring displays can entice customers to spend on items they don’t actually need. It is easy to rationalize spending in the moment when the deal is too good to pass, especially when a consumer may think another great deal may not appear for a while. Retailers know they have the power to provoke spending […]
It is common for young adults to find themselves in a situation where they have an overwhelming amount of credit card debt accumulated in a short period of time. This boils down to lack of self-control, lack of knowledge, and the ease of swiping a credit card in exchange for goods you might not actually need. In our culture, where spending with a swipe or click is glamorized, it is essential for parents to educate […]
Working a 9-to-5 job, 7 days a week can cause you to feel as if you are stuck in a rut from the mundane repetition. When the 2 days of the weekend we use to rejuvenate aren’t enough, we know it is time for a vacation. To clear your mind of the tasks and responsibilities of your job, it is necessary to relocate, relax, and recharge. Physically removing yourself from the environment where you get […]
When the temperatures start to rise during the sweltering summer months, businesses should try to find the best ways to lower their expenses. It can be difficult to know how to make the most of your hard-earned dollars, but PCS Debt Relief has some solutions to keep your business’s finances on track during the summer. This week, we reveal the best ways to cut business costs to save some extra money.
Investing is when you commit to saving your money for a project or your future. If you search the phrase “Investing in Your Future” you will be inundated with stock market sites and investing opportunities. Stocks, bonds, and annuities all carry market risks, interest rate risks, and the potential loss of capital. Though the goal of investing is to make more money, there are no guarantees with investing. What if you could invest without the risk? […]
When running a business, there are a variety of factors that can influence your success. These include industry, company size, and seasonal downturn. How do businesses manage their finances during seasonal downturn and continue to be profitable? In this week’s blog, PCS Debt Relief answers this question to help you keep your business finances on track.
How do you know if you qualify for insolvency? According to the IRS, a taxpayer is insolvent when your total liabilities exceed your total assets. What does this mean for someone who has already settled their debts? The forgiven debt may be excluded as income under the “insolvency” exclusion. Normally, a taxpayer is not required to include forgiven debts in income to the extent that the taxpayer is […]
