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5 Myths Debunked – Debt Collectors

One out of every ten Americans came out of the 2009 financial crisis with one or more debts in collections according to the Consumer Financial Protection Bureau (CFPB). Debt collection can be especially intimidating if you don’t know your rights. There is a lot of misinformation on the internet about how to deal with debt collectors and what they can and cannot do that can fuel this anxiety.

Believing the myths about debt collectors can […]

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Budgeting 101: The 50-20-30 Rule

Do you know where your money goes each month? Do you have a set budget that you routinely stick to? Just the thought of your finances can raise your anxiety but creating and sticking to a budget is essential to a successful financial future, especially if you’re already swimming in debt.

You do not need to be a financial expert to understand how much money you have to spend each month, you simply need to follow […]

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Weighing the Options – An Overview of PCS’s Offerings

Debt is already stressful enough as it is. Why compound the stress by working with a debt settlement company that charges you up-front fees and extra for consultations and cancellations if it doesn’t work out?

At PCS Debt Relief, we make it simple for you. We’re proud to say that we offer several options for individuals seeking debt relief while avoiding bankruptcy – and we have more than three decades of experience to boot. We also […]

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Get Schooled: 5 Ways to Save Money as a College Student

School is back in session and that means new classes, books, and…extra expenses. As a young student with a limited income, college can be a big financial burden.

PCS Debt Relief recommends educating yourself with these money-saving tips for the upcoming college semester:

Fill Out FAFSA Every Year

FAFSA is the key to your financial aid in college. If you do not fill it out, you likely will not get any financial aid. Most people do not realize […]

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5 Ways to Fall in Savings This Autumn

Summer weddings, vacations, and outdoor barbecues are coming to an end, but these season activities may have put you in unexpected debt. Not to mention that the holiday season is approaching fast. Lend EDU conducted a poll showing that on average people spent over $1200 more than their expected summer and winter budgets. With that in mind, as fall approaches it’s the ideal time to give your finances a checkup and get prepared for […]

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Dealing with Business Debts, One Step at a Time

There are a lot of perks that come with being your own boss – you get to set your schedule, create and meet your own expectations, enjoy full autonomy, and if you have employees working under you, you may like the leadership aspect that comes with the job.

But if running a business was actually easy, everyone would be doing it. The simple fact is, it’s not, and a large part of that has to do […]

  • hand reaching through a laptop screen to steal a credit card

Don’t Fall for Fraud: Tips to Avoid Credit Card Theft

Who doesn’t like great works of art? When it comes to the work of a con artist however, we’re not fans at all.

Unfortunately, it seems that as soon as we learn how to properly thwart the most popular credit card scams – such as the IRS or Nigerian prince scams – the thieves get savvier with their strategies. And sadly, even the most watchful credit cardholder can still fall victim to theft. […]

  • CREDIT SCORE CONCEPT

Key Factors That Impact Credit Scores

You have to build credit to have good credit, and a solid credit history is the key ingredient to getting the validation you seek from a lender or creditor. Your payment history is primarily what your creditors will look at. After all, your credit history can tell whether or not you’re credit-worthy and if you can be trusted with new credit accounts.

Whether you’re looking to secure a personal loan or simply want to better understand […]

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Protect Your Pot of Gold on St. Patrick’s Day

Chances are, you’re not going to forget to wear green on St. Patrick’s Day – who wants to be pinched for not donning Ireland’s favorite color? But are you being as mindful about your finances this month as you are about wearing green?

PCS Debt Relief offers the following items that should be on your list of financial priorities for March: […]

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Living in the Dream Location on a Low Budget

Congratulations! After completing some of life’s major milestones – graduating college, getting a job, and making your big move to a new city, you’re ready to start looking for your own place.

But as it turns out, working in your dream city costs a pretty penny. Suddenly, the more affordable rent prices in your small hometown start to sound more and more appealing. You bemoan the fact that a beautiful one-bedroom apartment in suburbia is less […]

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A Debt Relief Company You Can Trust!

With over 30 years of combined experience, a Better Business Bureau A+ rating, and a zero complaint history, you can feel confident that PCS Debt Relief will be a debt relief company you can trust. We are headquartered in St. Louis, MIssouri and offer our debt relief services nationwide.