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What is the 50-20-30 Budget Rule?

The 50-20-30 Budget Rule is intended to help you budget your after-tax income. The premise of the rule is simple – divide your after-tax income into three categories: 50% goes to “needs,” 20% goes to “savings,” and 30% goes to “wants.” This formula can help individuals plan for unforeseen emergencies or retirement, and can also help avoid credit card debt. Once you have determined your after-tax income, you can start to distinguish which […]

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Signs You Need to Begin a Credit Card Debt Settlement Program

Coming to grips with credit card debt is never easy, especially considering the COVID-19 pandemic. Life happens, whether it’s due to a divorce, accident, loss of a dual-household income, or medical concern. As a matter of fact, of those who say their household financial situation has gotten worse since the pandemic began, 45% say they’ve taken on debt because of it. You’re not alone, as countless Americans continue to find ways to address credit card debt […]

What You Need More Than a Stimulus Check

Times are tough right now, and many Americans are hoping for a second stimulus check to assist them with their financial difficulties. While an additional cash payout would be helpful, there are other ways to assist with debt and financial challenges that can be even more beneficial for you and your family in the long term:

Budgeting

Budgeting has the potential to help you put extra cash […]

A Debt Relief Company You Can Trust!

With over 30 years of combined experience, a Better Business Bureau A+ rating, and a zero complaint history, you can feel confident that PCS Debt Relief will be a debt relief company you can trust. We are headquartered in St. Louis, MIssouri and offer our debt relief services nationwide.