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Anyone that tells you that you are going to destroy your credit by accepting a debt settlement or a debt negotiation program is not telling you the whole truth.

  • Man holding shopping bags

Savvy Shopping Tips for the Holidays

It may still feel like summer in parts of the country but holiday shopping season is now upon us. It’s that time of year to be thinking about gifts for family, friends, and coworkers but with that comes the potential for overspending and unwanted debt.

To help you stay budget-conscious, PCS Debt Relief reveals 6 savvy shopping tips to help you avoid the holiday spending hangover: […]

2018-11-19T09:34:50+00:00 November 19th, 2018|
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How to Maximize Credit Cards for Cashback

As a business owner, you spend the majority of your time focused on running your company and trying to find ways to bring in more revenue. When you struggle with business debt on top of these tasks, it can be difficult to remain positive and come up with a solution that you know will work. In this week’s blog, PCS Debt Relief informs business owners of ways to maximize credit cards for cashback to benefit […]

  • Women shopping

The Best Ways to Save with a Sale

Retailers are notorious for launching frequent sales and campaigns to increase their profits. Their powerful language and alluring displays can entice customers to spend on items they don’t actually need. It is easy to rationalize spending in the moment when the deal is too good to pass, especially when a consumer may think another great deal may not appear for a while. Retailers know they have the power to provoke spending […]

  • happy family

Why You’re More Than a Number to PCS Debt Relief

Debt relief is more than numbers. It’s about people and helping them achieve financial stability. Some debt relief companies are concerned with settling as much debt as they can to sell their services with statistics while neglecting the very personal aspects of helping people reach financial freedom. PCS Debt Relief takes a different approach when helping individuals and businesses become debt free. This week, we highlight the reasons of why you are more than just […]

Why Vacation is Essential

Working a 9-to-5 job, 7 days a week can cause you to feel as if you are stuck in a rut from the mundane repetition. When the 2 days of the weekend we use to rejuvenate aren’t enough, we know it is time for a vacation. To clear your mind of the tasks and responsibilities of your job, it is necessary to relocate, relax, and recharge. Physically removing yourself from the environment where you get […]

2018-06-14T16:04:32+00:00 June 19th, 2018|Tags: , , |

Insolvency and How it Relates to my Settled Debt

How do you know if you qualify for insolvency? According to the IRS, a taxpayer is insolvent when your total liabilities exceed your total assets. What does this mean for someone who has already settled their debts? The forgiven debt may be excluded as income under the “insolvency” exclusion. Normally, a taxpayer is not required to include forgiven debts in income to the extent that the taxpayer is […]

2018-05-29T15:18:30+00:00 May 22nd, 2018|Tags: , |

Tips for Running Your Business on Credit Cards

Whether you are a small business or a large corporation, credit cards are a useful tool when managing your business expenses. Credit cards make it easy to spend money, but their high interest rates can also quickly hurt your business’s finances. This week, PCS Debt Relief offers you tips for running your business on credit cards and what you can do to stay in control of spending.

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Easily Take Years off of Your Mortgage Loan

The interest you pay on any financed item doesn’t compare to the amount of interest you will pay on your mortgage loan. With that said, one of the most important things you can to do to be proactive in achieving financial stability is paying down your mortgage. Did you know you can take years off of your mortgage loan with one simple strategy? Making an extra payment to your mortgage can save you thousands of […]

2018-05-12T22:09:10+00:00 May 8th, 2018|Tags: , |

7 Smart Ways to Save Money Around the House

When we talk about saving money around the house, we don’t mean searching through your couch cushions to find a shiny dime or two. Instead, there are several ways to reduce your monthly expenses with small changes you can make in your household and lifestyle. PCS Debt Relief reveals the smartest ways you can easily save money around the house.

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2018-04-16T15:54:31+00:00 April 16th, 2018|Tags: , |
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A Debt Relief Company You Can Trust!

With over 30 years of combined experience, a Better Business Bureau A+ rating, and a zero complaint history, you can feel confident that PCS Debt Relief will be a debt relief company you can trust. We are headquartered in St. Louis, MIssouri and offer our debt relief services nationwide.