consumer debt relief Archives

The Ins-and-Outs of Our Calculators

We have all been there. At one point or another, everyone has opened a credit card statement and gasped at the balance, wondering how it got so high? How did all the little transactions add up so quickly? And how am I going to get out of this mess? From online shopping to COVID-friendly contactless payments, modern society has our credit cards working overtime, wracking up debt and interest obligations that are unfriendly […]

September 3rd, 2021|Tags: affordable credit repair, calculator, consumer debt relief, creditcarddebt, creditcards, Debt, debt relief|

Meeting Your Financial Goals in 2020

In order to meet your financial goals this year, there are a few steps that you can take to ensure your success. First, create a budget, and commit to following that plan. Second, make a yearlong analysis of your goals (I.e. where you want to be this time next year). Thirdly, start investing or saving your money. And lastly, you should work towards getting out of any accrued debt. Follow each of these steps, and […]

February 17th, 2020|Tags: Budgeting, consumer debt relief, Debt, debt relief, saving money|

Staying Hopeful While in Debt

Financial stress caused by debt can bring out the worst in us if we let it. Staying positive can often be hard when we’re burdened by financial problems. Trying to pay off debt can be a strenuous endeavor, which is why it’s important to remind ourselves to remain hopeful during the process.

Here are some ways to stay positive amidst financial debt: […]

January 20th, 2020|Tags: Budgeting, Business Debt, consumer debt relief, Debt, debt relief, saving money|

5 Myths Debunked – Debt Collectors

One out of every ten Americans came out of the 2009 financial crisis with one or more debts in collections according to the Consumer Financial Protection Bureau (CFPB). Debt collection can be especially intimidating if you don’t know your rights. There is a lot of misinformation on the internet about how to deal with debt collectors and what they can and cannot do that can fuel this anxiety.

Believing the myths about debt collectors can […]

December 2nd, 2019|Tags: affordable credit repair, Budgeting, Business Debt, business debt relief, consumer debt relief, consumer debt settlement|

Budgeting 101: The 50-20-30 Rule

Do you know where your money goes each month? Do you have a set budget that you routinely stick to? Just the thought of your finances can raise your anxiety but creating and sticking to a budget is essential to a successful financial future, especially if you’re already swimming in debt.

You do not need to be a financial expert to understand how much money you have to spend each month, you simply need to follow […]

November 25th, 2019|Tags: Budgeting, consumer debt relief, consumer debt settlement, debt relief, debt settlement, saving money|

Weighing the Options – An Overview of PCS’s Offerings

Debt is already stressful enough as it is. Why compound the stress by working with a debt settlement company that charges you up-front fees and extra for consultations and cancellations if it doesn’t work out?

At PCS Debt Relief, we make it simple for you. We’re proud to say that we offer several options for individuals seeking debt relief while avoiding bankruptcy – and we have more than three decades of experience to boot. We also […]

September 23rd, 2019|Tags: Budgeting, Business Debt, business debt relief, consumer debt relief, consumer debt settlement, debt relief, saving money|

Get Schooled: 5 Ways to Save Money as a College Student

School is back in session and that means new classes, books, and…extra expenses. As a young student with a limited income, college can be a big financial burden.

PCS Debt Relief recommends educating yourself with these money-saving tips for the upcoming college semester:

Fill Out FAFSA Every Year

FAFSA is the key to your financial aid in college. If you do not fill it out, you likely will not get any financial aid. Most people do not realize […]

September 9th, 2019|Tags: affordable credit repair, Budgeting, consumer debt relief, consumer debt settlement, Debt, debt relief, debt settlement, saving money|

Health is Wealth – Simple Steps to Slash Healthcare Expenses

At some point in your life, you’ve probably heard something along the lines of your health being your wealth.

But when your monthly healthcare premiums are skyrocketing faster than you can say “I need a doctor,” and you become increasingly aware of the possible changes your healthcare plan may undergo at the governmental level, you know that something has got to give.

At PCS Debt Relief, we believe you shouldn’t have to go into debt in order […]

August 26th, 2019|Tags: consumer debt relief, consumer debt settlement, debt relief, healthcare|

5 Ways to Fall in Savings This Autumn

Summer weddings, vacations, and outdoor barbecues are coming to an end, but these season activities may have put you in unexpected debt. Not to mention that the holiday season is approaching fast. Lend EDU conducted a poll showing that on average people spent over $1200 more than their expected summer and winter budgets. With that in mind, as fall approaches it’s the ideal time to give your finances a checkup and get prepared for […]

August 12th, 2019|Tags: Budgeting, Business Debt, consumer debt relief, Debt, debt relief, debt settlement, saving money|

Don’t Fall for Fraud: Tips to Avoid Credit Card Theft

Who doesn’t like great works of art? When it comes to the work of a con artist however, we’re not fans at all.

Unfortunately, it seems that as soon as we learn how to properly thwart the most popular credit card scams – such as the IRS or Nigerian prince scams – the thieves get savvier with their strategies. And sadly, even the most watchful credit cardholder can still fall victim to theft. […]

June 24th, 2019|Tags: affordable credit repair, Budgeting, Business Debt, consumer debt relief, credit counseling services|