(636) 209-4481
  • older man on phone

5 Myths Debunked – Debt Collectors

One out of every ten Americans came out of the 2009 financial crisis with one or more debts in collections according to the Consumer Financial Protection Bureau (CFPB). Debt collection can be especially intimidating if you don’t know your rights. There is a lot of misinformation on the internet about how to deal with debt collectors and what they can and cannot do that can fuel this anxiety.

Believing the myths about debt collectors can […]

  • Woman smiling while holding a piggy bank

Budgeting 101: The 50-20-30 Rule

Do you know where your money goes each month? Do you have a set budget that you routinely stick to? Just the thought of your finances can raise your anxiety but creating and sticking to a budget is essential to a successful financial future, especially if you’re already swimming in debt.

You do not need to be a financial expert to understand how much money you have to spend each month, you simply need to follow […]

  • Three Closed Doors

Weighing the Options – An Overview of PCS’s Offerings

Debt is already stressful enough as it is. Why compound the stress by working with a debt settlement company that charges you up-front fees and extra for consultations and cancellations if it doesn’t work out?

At PCS Debt Relief, we make it simple for you. We’re proud to say that we offer several options for individuals seeking debt relief while avoiding bankruptcy – and we have more than three decades of experience to boot. We also […]

  • Man studying in library

Get Schooled: 5 Ways to Save Money as a College Student

School is back in session and that means new classes, books, and…extra expenses. As a young student with a limited income, college can be a big financial burden.

PCS Debt Relief recommends educating yourself with these money-saving tips for the upcoming college semester:

Fill Out FAFSA Every Year

FAFSA is the key to your financial aid in college. If you do not fill it out, you likely will not get any financial aid. Most people do not realize […]

  • Coins in a jar

Health is Wealth – Simple Steps to Slash Healthcare Expenses

At some point in your life, you’ve probably heard something along the lines of your health being your wealth.

But when your monthly healthcare premiums are skyrocketing faster than you can say “I need a doctor,” and you become increasingly aware of the possible changes your healthcare plan may undergo at the governmental level, you know that something has got to give.

At PCS Debt Relief, we believe you shouldn’t have to go into debt in order […]

  • Recycling symbol made from dollar bills folded into arrows

Five Ways Recycling Keeps Wallets and the World Greener

One person’s recycled goods are another person’s treasure. If you aren’t into recycling, you’re missing out not only on the environmental benefits it offers but possible perks for your own finances.

PCS Debt Relief shares 5 ways you can make recycling advantageous for you and the rest of the world: […]

The 101 on Financial Consolidation

At PCS Debt Relief, we believe that bad financial circumstances can happen to anyone, even the most budget-savvy. That’s why we offer clients a variety of tailored debt relief programs and solutions. One such program we recommend to some of our clients is debt consolidation.

In this blog, we’ll address a few important questions related to debt consolidation, including what it is and how it may be beneficial to you: […]

  • coins with clover leaves

Protect Your Pot of Gold on St. Patrick’s Day

Chances are, you’re not going to forget to wear green on St. Patrick’s Day – who wants to be pinched for not donning Ireland’s favorite color? But are you being as mindful about your finances this month as you are about wearing green?

PCS Debt Relief offers the following items that should be on your list of financial priorities for March: […]

  • Dreaming about new apartment.

Living in the Dream Location on a Low Budget

Congratulations! After completing some of life’s major milestones – graduating college, getting a job, and making your big move to a new city, you’re ready to start looking for your own place.

But as it turns out, working in your dream city costs a pretty penny. Suddenly, the more affordable rent prices in your small hometown start to sound more and more appealing. You bemoan the fact that a beautiful one-bedroom apartment in suburbia is less […]

Load More Posts