Retailers are notorious for launching frequent sales and campaigns to increase their profits. Their powerful language and alluring displays can entice customers to spend on items they don’t actually need. It is easy to rationalize spending in the moment when the deal is too good to pass, especially when a consumer may think another great deal may not appear for a while. Retailers know they have the power to provoke spending by having regular sales. […]
It is not uncommon to sell gently used or unused items sitting around your house to make some extra money. In fact, it has become commonplace to sell clothes, accessories, collectibles, and other items online to trade in something that is collecting dust for cash. PCS Debt Relief offers our best tips for turning trash into treasure to gain some extra dollars over the summer. […]
Too good to be true?
Absolutely not! The holidays are a time for giving, but to what extent? Do you give so much that you must then go without? This is often the case for shoppers caught up in the mob mentality around sale shopping. It is much harder to shop with restraint with shoppers around you grabbing every markdown item. Whether you realize it or not, this scenario does affect the way in which you […]
According to a new poll from the American Psychological Association (APA), more than eight out of ten women anticipate a stressful holiday season due to financial concerns. The poll found that women are significantly more likely than men to worry about having enough money to purchase gifts.
“Many people feel overwhelmed during the holiday season, and given the current economic crisis, the pressures can be extraordinary,” says psychologist Katherine Nordal, PhD, APA’s executive director for professional […]
John is mired in a truly bad month. He needs an emergency root canal and his transmission is slipping badly. His landlord just decided to sell so he needs a moving company quickly and he received a pink slip yesterday when his company was purchased. His daughter is short on tuition money for next semester and his wife just filed for divorce after running up his credit card balances to their limits of […]
Whether its medical bills, car repairs, rent increase, or other unplanned expenses – Life sometimes gets in the way and you find yourself spending more than you have. There are times when you just don’t have a choice and you have to spend well beyond what you have just to keep going. So if you find yourself staring at those unbelievably high bills with ever higher interest charges then maybe it’s time to step back […]
Settle Your Debt For Less Than What You Owe!
Many popular debt relief companies are the ones you will hear advertising that they can wipe out your debt over night or that they can save you 90% on all credit card accounts. First off, that is just unrealistic. Truth-be-told there is no magic wand that can relieve you of your debt overnight. There are, on the other hand many programs offered by certain reputable, credible companies […]