Steps to Take Before Filing for Bankruptcy

Due to the coronavirus pandemic, many people who may never have thought they would be in financial trouble are considering filing for bankruptcy due to lost income. But before filing for Chapter 7 or Chapter 13 bankruptcy, it’s important to be aware of all your options.

Bankruptcy should never be the first option for debt relief, even though it is often suggested by lawyers prematurely. When you file any form […]

February 22nd, 2021|Tags: bankrupt, bankruptcy, business, debt relief, pcs, small business, small business bankruptcy|

5 Ways to Save this Winter

Winter is here and although you may not be saving in the same ways that you would during summer, there are a multitude of different ways that you can save during the wintertime as well.

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January 6th, 2020|Tags: bankruptcy, Budgeting, Debt, debt relief, money management, saving money|

Business Bankruptcy for Dummies

Your small business can fail for many reasons, and you may be faced with the decision of filing for bankruptcy protection. Between March 2018 and March 2019, over 22,000 business owners filed for business bankruptcy.

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December 16th, 2019|Tags: alternatives to bankruptcy, bankruptcy, Budgeting, Business Debt, business debt management, business debt relief, business debt settlement|

The 101 on Financial Consolidation

At PCS Debt Relief, we believe that bad financial circumstances can happen to anyone, even the most budget-savvy. That’s why we offer clients a variety of tailored debt relief programs and solutions. One such program we recommend to some of our clients is debt consolidation.

In this blog, we’ll address a few important questions related to debt consolidation, including what it is and how it may be beneficial to you: […]

April 22nd, 2019|Tags: affordable credit repair, alternatives to bankruptcy, bankruptcy, Business Debt, business debt relief, consumer debt relief, consumer debt settlement, credit card debt settlement|

What Happens After Bankruptcy?

Why you filed bankruptcy is your business. What happens after filing bankruptcy and your evaluation of what lead you to do so that can help your future financial goals.

Choosing to file bankruptcy is a personal decision.

Unexpected or sudden job loss?
Overwhelming medical expenses?
Unmanageable or out of control debt?

Again, your reasons are unique to you.

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January 23rd, 2018|Tags: bankruptcy, debt relief|

Life Happens – Options For Reducing Your Debt

Whether its medical bills, car repairs, rent increase, or other unplanned expenses – Life sometimes gets in the way and you find yourself spending more than you have. There are times when you just don’t have a choice and you have to spend well beyond what you have just to keep going. So if you find yourself staring at those unbelievably high bills with ever higher interest charges then maybe it’s time to step back […]

September 24th, 2015|Tags: bankruptcy, consumer debt settlement, credit counseling services, debt consolidation, debt relief, debt settlement|

Are You Looking For Alternatives To Bankruptcy?

Before Filing, Consider Alternatives To Bankruptcy

Have you had an honest and completely objective professional analyze your financial situation and thoroughly examine all of the Alternatives To Bankruptcy available to you? Typically the answer is no because an objective debt relief specialist that is not focused on selling you a specific product or service is pretty difficult to find.

We are certainly not implying that meeting with a Bankruptcy Attorney is a bad thing if you think […]

May 27th, 2014|Tags: alternatives to bankruptcy, bankruptcy, bankruptcy alternatives, bankruptcy st. louis|