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How to Get Your Small Business Out of Debt

Debt relief may be in sight for small business owners in 2021.

Amidst the COVID-19 pandemic, small businesses across central and southern California have had to face the troubling reality of shuttering their businesses for a period of time if they were not deemed essential or substantially cutting back on hours and capacities. This has impacted small business owners everywhere, with some having to close their doors for good […]

Staying Hopeful While in Debt

Financial stress caused by debt can bring out the worst in us if we let it. Staying positive can often be hard when we’re burdened by financial problems. Trying to pay off debt can be a strenuous endeavor, which is why it’s important to remind ourselves to remain hopeful during the process.

Here are some ways to stay positive amidst financial debt: […]

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5 Myths Debunked – Debt Collectors

One out of every ten Americans came out of the 2009 financial crisis with one or more debts in collections according to the Consumer Financial Protection Bureau (CFPB). Debt collection can be especially intimidating if you don’t know your rights. There is a lot of misinformation on the internet about how to deal with debt collectors and what they can and cannot do that can fuel this anxiety.

Believing the myths about debt collectors can […]

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Weighing the Options – An Overview of PCS’s Offerings

Debt is already stressful enough as it is. Why compound the stress by working with a debt settlement company that charges you up-front fees and extra for consultations and cancellations if it doesn’t work out?

At PCS Debt Relief, we make it simple for you. We’re proud to say that we offer several options for individuals seeking debt relief while avoiding bankruptcy – and we have more than three decades of experience to boot. We also […]

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5 Ways to Fall in Savings This Autumn

Summer weddings, vacations, and outdoor barbecues are coming to an end, but these season activities may have put you in unexpected debt. Not to mention that the holiday season is approaching fast. Lend EDU conducted a poll showing that on average people spent over $1200 more than their expected summer and winter budgets. With that in mind, as fall approaches it’s the ideal time to give your finances a checkup and get prepared for […]

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Dealing with Business Debts, One Step at a Time

There are a lot of perks that come with being your own boss – you get to set your schedule, create and meet your own expectations, enjoy full autonomy, and if you have employees working under you, you may like the leadership aspect that comes with the job.

But if running a business was actually easy, everyone would be doing it. The simple fact is, it’s not, and a large part of that has to do […]

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Don’t Fall for Fraud: Tips to Avoid Credit Card Theft

Who doesn’t like great works of art? When it comes to the work of a con artist however, we’re not fans at all.

Unfortunately, it seems that as soon as we learn how to properly thwart the most popular credit card scams – such as the IRS or Nigerian prince scams – the thieves get savvier with their strategies. And sadly, even the most watchful credit cardholder can still fall victim to theft. […]

The 101 on Financial Consolidation

At PCS Debt Relief, we believe that bad financial circumstances can happen to anyone, even the most budget-savvy. That’s why we offer clients a variety of tailored debt relief programs and solutions. One such program we recommend to some of our clients is debt consolidation.

In this blog, we’ll address a few important questions related to debt consolidation, including what it is and how it may be beneficial to you: […]

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Getting Down to Business Debt Relief

Starting your own business can be an exciting time. But if you’re struggling with debt, the joy of being a business owner is overshadowed by the stress of your financial situation.

As you probably know, small business loans are not easy to obtain. Lenders are often picky about who they will lend to, leading many small business owners to use their own funding in the form of business and personal credit cards, loans, etc., for starting […]

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