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The Process of Credit Card Debt Settlement

Credit card debt settlement is the process of negotiating with credit card companies to accept less than the total amount of your balance. This option can understandably bring up a lot of concerns and questions for people.

Should I Work With a Debt Settlement Company?

Debt settlement companies are typically for-profit companies that negotiate on your behalf with creditors to reach an agreement on an amount you […]

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Save Money Without Losing Your Sanity This Spring

We know that this has been a difficult year for everyone, especially those that rely on activities outside of the home for entertainment. Date nights at restaurants, family nights at the movie theater, and trips to concerts have been off the table and unfortunately it may be awhile longer until they can be safe again.

Although not having access to these activities might seem like it can save you money, […]

  • CREDIT SCORE CONCEPT

Key Factors That Impact Credit Scores

You have to build credit to have good credit, and a solid credit history is the key ingredient to getting the validation you seek from a lender or creditor. Your payment history is primarily what your creditors will look at. After all, your credit history can tell whether or not you’re credit-worthy and if you can be trusted with new credit accounts.

Whether you’re looking to secure a personal loan or simply want to better understand […]

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Take Credit for Having Good Credit

In a perfect world, you’d be able to purchase everything on the spot. But most people don’t have enough money to buy a car, a house, a college education, or sometimes even dinner.

That is why it’s crucial to have good credit. Your credit is a reflection of your financial responsibility and the risk you pose to someone who is entering into a loan, lease, or job agreement with you. PCS Debt […]

The 101 on Financial Consolidation

At PCS Debt Relief, we believe that bad financial circumstances can happen to anyone, even the most budget-savvy. That’s why we offer clients a variety of tailored debt relief programs and solutions. One such program we recommend to some of our clients is debt consolidation.

In this blog, we’ll address a few important questions related to debt consolidation, including what it is and how it may be beneficial to you: […]

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The Best Ways to Save with a Sale

Retailers are notorious for launching frequent sales and campaigns to increase their profits. Their powerful language and alluring displays can entice customers to spend on items they don’t actually need. It is easy to rationalize spending in the moment when the deal is too good to pass, especially when a consumer may think another great deal may not appear for a while. Retailers know they have the power to provoke spending […]

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How to Turn Trash into Treasure

It is not uncommon to sell gently used or unused items sitting around your house to make some extra money. In fact, it has become commonplace to sell clothes, accessories, collectibles, and other items online to trade in something that is collecting dust for cash. PCS Debt Relief offers our best tips for turning trash into treasure to gain some extra dollars over the summer. […]

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Credit 101: An Introduction

It is common for young adults to find themselves in a situation where they have an overwhelming amount of credit card debt accumulated in a short period of time. This boils down to lack of self-control, lack of knowledge, and the ease of swiping a credit card in exchange for goods you might not actually need. In our culture, where spending with a swipe or click is glamorized, it is essential for parents to educate […]

Tips for Running Your Business on Credit Cards

Whether you are a small business or a large corporation, credit cards are a useful tool when managing your business expenses. Credit cards make it easy to spend money, but their high interest rates can also quickly hurt your business’s finances. This week, PCS Debt Relief offers you tips for running your business on credit cards and what you can do to stay in control of spending.

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A Debt Relief Company You Can Trust!

With over 30 years of combined experience, a Better Business Bureau A+ rating, and a zero complaint history, you can feel confident that PCS Debt Relief will be a debt relief company you can trust. We are headquartered in St. Louis, MIssouri and offer our debt relief services nationwide.