Retailers are notorious for launching frequent sales and campaigns to increase their profits. Their powerful language and alluring displays can entice customers to spend on items they don’t actually need. It is easy to rationalize spending in the moment when the deal is too good to pass, especially when a consumer may think another great deal may not appear for a while. Retailers know they have the power to provoke spending […]
It is not uncommon to sell gently used or unused items sitting around your house to make some extra money. In fact, it has become commonplace to sell clothes, accessories, collectibles, and other items online to trade in something that is collecting dust for cash. PCS Debt Relief offers our best tips for turning trash into treasure to gain some extra dollars over the summer. […]
It is common for young adults to find themselves in a situation where they have an overwhelming amount of credit card debt accumulated in a short period of time. This boils down to lack of self-control, lack of knowledge, and the ease of swiping a credit card in exchange for goods you might not actually need. In our culture, where spending with a swipe or click is glamorized, it is essential for parents to educate […]
Whether you are a small business or a large corporation, credit cards are a useful tool when managing your business expenses. Credit cards make it easy to spend money, but their high interest rates can also quickly hurt your business’s finances. This week, PCS Debt Relief offers you tips for running your business on credit cards and what you can do to stay in control of spending.
It is easier said than done when someone tells you not to spend too much money on your credit cards, especially if you have become reliant on them. Instead of offering you a list of tips that can be hard to follow, PCS Debt Relief wants to give you some solutions that will help you restructure the way you think about credit card spending.
We all know that credit cards impact your credit score. But there are so many unknowns when it comes to how to use them to your advantage. Opening a line of credit is one of the easiest ways to begin establishing a credit history. But, applicant beware as there are some things to consider first.
How many credit cards is the right amount? A healthy number of credit lines (including credit cards) is anywhere from 11 […]
John is mired in a truly bad month. He needs an emergency root canal and his transmission is slipping badly. His landlord just decided to sell so he needs a moving company quickly and he received a pink slip yesterday when his company was purchased. His daughter is short on tuition money for next semester and his wife just filed for divorce after running up his credit card balances to their limits of […]
Having too much credit card debt is stressful and finding a way to ease your debt can be confusing since there are several options available to you. One of these options, credit card debt settlement, has the potential to significantly reduce the amount of your credit card debt you have to pay.
It sounds great, but we have found our clients almost always have these 4 concerns when they are trying to decide whether or not […]