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Credit Cards: How to Use Them Wisely in the COVID-19 Pandemic Era

There’s no doubt that the current pandemic is challenging all of us, and many people are experiencing financial hardships. However, the more you can do now to set yourself up for success in the future, the better off you’ll be. You may not realize it, but there are actually ways to go about using your credit cards during this time that will ultimately help you out down the road.

Try […]

What You Need More Than a Stimulus Check

Times are tough right now, and many Americans are hoping for a second stimulus check to assist them with their financial difficulties. While an additional cash payout would be helpful, there are other ways to assist with debt and financial challenges that can be even more beneficial for you and your family in the long term:

Budgeting

Budgeting has the potential to help you put extra cash […]

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Meeting Your Financial Goals in 2020

In order to meet your financial goals this year, there are a few steps that you can take to ensure your success. First, create a budget, and commit to following that plan. Second, make a yearlong analysis of your goals (I.e. where you want to be this time next year). Thirdly, start investing or saving your money. And lastly, you should work towards getting out of any accrued debt. Follow each of these steps, and […]

2020-02-13T09:10:45-08:00 February 17th, 2020|Tags: , , , , |

Staying Hopeful While in Debt

Financial stress caused by debt can bring out the worst in us if we let it. Staying positive can often be hard when we’re burdened by financial problems. Trying to pay off debt can be a strenuous endeavor, which is why it’s important to remind ourselves to remain hopeful during the process.

Here are some ways to stay positive amidst financial debt: […]

2020-01-20T09:38:20-08:00 January 20th, 2020|Tags: , , , , , |
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Get Schooled: 5 Ways to Save Money as a College Student

School is back in session and that means new classes, books, and…extra expenses. As a young student with a limited income, college can be a big financial burden.

PCS Debt Relief recommends educating yourself with these money-saving tips for the upcoming college semester:

Fill Out FAFSA Every Year

FAFSA is the key to your financial aid in college. If you do not fill it out, you likely will not get any financial aid. Most people do not realize […]

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5 Ways to Fall in Savings This Autumn

Summer weddings, vacations, and outdoor barbecues are coming to an end, but these season activities may have put you in unexpected debt. Not to mention that the holiday season is approaching fast. Lend EDU conducted a poll showing that on average people spent over $1200 more than their expected summer and winter budgets. With that in mind, as fall approaches it’s the ideal time to give your finances a checkup and get prepared for […]

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Dealing with Business Debts, One Step at a Time

There are a lot of perks that come with being your own boss – you get to set your schedule, create and meet your own expectations, enjoy full autonomy, and if you have employees working under you, you may like the leadership aspect that comes with the job.

But if running a business was actually easy, everyone would be doing it. The simple fact is, it’s not, and a large part of that has to do […]

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Living in the Dream Location on a Low Budget

Congratulations! After completing some of life’s major milestones – graduating college, getting a job, and making your big move to a new city, you’re ready to start looking for your own place.

But as it turns out, working in your dream city costs a pretty penny. Suddenly, the more affordable rent prices in your small hometown start to sound more and more appealing. You bemoan the fact that a beautiful one-bedroom apartment in suburbia is less […]

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A Debt Relief Company You Can Trust!

With over 30 years of combined experience, a Better Business Bureau A+ rating, and a zero complaint history, you can feel confident that PCS Debt Relief will be a debt relief company you can trust. We are headquartered in St. Louis, MIssouri and offer our debt relief services nationwide.