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We have helped many individuals avoid bankruptcy by saving substantial amounts on their credit cards, vendors, collections and judgments.

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Meeting Your Financial Goals in 2020

In order to meet your financial goals this year, there are a few steps that you can take to ensure your success. First, create a budget, and commit to following that plan. Second, make a yearlong analysis of your goals (I.e. where you want to be this time next year). Thirdly, start investing or saving your money. And lastly, you should work towards getting out of any accrued debt. Follow each of these steps, and […]

2020-02-13T09:10:45+00:00 February 17th, 2020|Tags: , , , , |

Staying Hopeful While in Debt

Financial stress caused by debt can bring out the worst in us if we let it. Staying positive can often be hard when we’re burdened by financial problems. Trying to pay off debt can be a strenuous endeavor, which is why it’s important to remind ourselves to remain hopeful during the process.

Here are some ways to stay positive amidst financial debt: […]

2020-01-20T09:38:20+00:00 January 20th, 2020|Tags: , , , , , |
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5 Myths Debunked – Debt Collectors

One out of every ten Americans came out of the 2009 financial crisis with one or more debts in collections according to the Consumer Financial Protection Bureau (CFPB). Debt collection can be especially intimidating if you don’t know your rights. There is a lot of misinformation on the internet about how to deal with debt collectors and what they can and cannot do that can fuel this anxiety.

Believing the myths about debt collectors can […]

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Budgeting 101: The 50-20-30 Rule

Do you know where your money goes each month? Do you have a set budget that you routinely stick to? Just the thought of your finances can raise your anxiety but creating and sticking to a budget is essential to a successful financial future, especially if you’re already swimming in debt.

You do not need to be a financial expert to understand how much money you have to spend each month, you simply need to follow […]

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7 Ways a Small Business Can Get Ahead This Holiday Season

Some people may dream of sugarplums, but for business owners there is only one thing that matters during the holiday season: sales. The next few months are the make or break time for many small businesses that are facing financial hardship. A great holiday season can dig your business out of debt, while a bad season can dig yourself deeper.

Last year retail sales rose 5.1 percent between November first and December 24th, and total […]

2019-11-08T13:46:25+00:00 November 11th, 2019|
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5 Ways To Save Money in a Small Business

As a small business owner, you are very aware of the value of the money you spend. Even when business is booming, it is important to stretch every dollar incase of an unexpected drop. Lowering operation costs whenever possible is a key to the success of your business. Misuse of capital is one of the main reasons why companies fail. In fact, 82% of small businesses fail due to cash flow problems.

Here are five […]

2019-10-28T09:03:33+00:00 October 28th, 2019|
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How to Survive the Impending Recession

The U.S. economy has been expanding for the last 10 years, but according to experts this likely means that we’re due for a recession.

It may occur as early as the start of 2020, and it’s sure to affect young, middle class people who have debt the most. On average, working class individuals and family are in much further debt than those in the 90th percentile of wealth distribution. From 1989 to 2019, working-class families […]

2019-10-14T09:55:12+00:00 October 14th, 2019|
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A Debt Relief Company You Can Trust!

With over 30 years of combined experience, a Better Business Bureau A+ rating, and a zero complaint history, you can feel confident that PCS Debt Relief will be a debt relief company you can trust. We are headquartered in St. Louis, MIssouri and offer our debt relief services nationwide.