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Let PCS Debt Relief Answer Your Debt Settlement Questions

We negotiate with a collection agency or creditors; we focus on settling on an amount that is acceptable to both the creditor and the debtor. When both parties agree on an acceptable amount, the balance can be paid off in installments or as a lump sum. Often times this means that a considerable portion of your debt balance is reduced. How much reduction you receive depends on how much you owe, whom you owe it to, and how well the debt settlement company is at negotiating the reduction of your debt.