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Using Credit Cards To Improve Your Credit Score

We all know that credit cards impact your credit score. But there are so many unknowns when it comes to how to use them to your advantage. Opening a line of credit is one of the easiest ways to begin establishing a credit history. But, applicant beware as there are some things to consider first.

 

How many credit cards is the right amount? A healthy number of credit lines (including credit cards) is anywhere from 11 […]

Should You Use Savings to Pay Off Debt?

Financial crises! 

John is mired in a truly bad month.  He needs an emergency root canal and his transmission is slipping badly.  His landlord just decided to sell so he needs a moving company quickly and he received a pink slip yesterday when his company was purchased.  His daughter is short on tuition money for next semester and his wife just filed for divorce after running up his credit card balances to their limits of […]

4 Concerns You May Have About Credit Card Debt Settlement

Having too much credit card debt is stressful and finding a way to ease your debt can be confusing since there are several options available to you.  One of these options, credit card debt settlement, has the potential to significantly reduce the amount of your credit card debt you have to pay.

It sounds great, but we have found our clients almost always have these 4 concerns when they are trying to decide whether or not […]

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