If you realize your spending has gotten messy and needs some cleaning up, here is what you might want to do. Develop a list of your credit card balances, all outstanding balances for that matter. Then, once you have a clear picture of what you owe, organize the debts from least to greatest. Pay off your debt beginning with the smaller account balances. The best way to do this is to make your minimum payments […]
How about putting yourself first this holiday season? Let’s take a moment to consider what you really want. More than likely it is peace of mind. Your credit standing impacts your peace of mind heavily. Let this year be different than last year, the year before that and all the years you can recall where you spent beyond your means and then paid for it all year long.
Whether its medical bills, car repairs, rent increase, or other unplanned expenses – Life sometimes gets in the way and you find yourself spending more than you have. There are times when you just don’t have a choice and you have to spend well beyond what you have just to keep going. So if you find yourself staring at those unbelievably high bills with ever higher interest charges then maybe it’s time to step back […]