Chances are, you’re not going to forget to wear green on St. Patrick’s Day – who wants to be pinched for not donning Ireland’s favorite color? But are you being as mindful about your finances this month as you are about wearing green?
PCS Debt Relief offers the following items that should be on your list of financial priorities for March:
Set Up a Savings Account
Being financially stable isn’t a matter of luck, but strategy. At this point, you should have already set up an emergency savings fund but if you haven’t, today’s the day to do so.
Looking ahead to the future, now is also the time to create a 401K plan or increase your contributions to your existing plan. A good question to ask yourself is if you know how much you’re paying in fees for your 401K plan. Don’t get so caught up on preparing for your financial future that you lose sight of making sure you’re in a good position in the present.
Evaluate Your Need for Disaster Insurance
Spring is fast-approaching and for many people, that means extra rainfall. Do you live in an area that’s high-risk for flooding or mudslides? It might not be enough to have just homeowner’s insurance; you should look into getting a flood insurance policy as well. Remember, the amount you pay for the insurance may be dependent on how at-risk your home is for flooding.
Get Ready for Tax Filing
File your taxes now if you haven’t already. There are many benefits to doing this sooner rather than later, such as lessening the likelihood that you’ll encounter tax identity fraud, giving yourself more time to prepare your tax documents, and getting your refund that much more quickly. You’ll also be able to fit into tax professionals’ schedules more easily if you decide that you need a helping hand with your finances.
Create a Vacation Budget
It might not feel like it at the moment, but summer is just around the corner. Setting up a vacation budget now may make the difference between being able to take your family on an island getaway or a settling for a staycation.
You should also note that the earlier you plan your trip, the more affordable your airfare and hotel stays are likely to be. If you don’t have all the cash you need to pay for your vacation, see if you have any credit card rewards points you can redeem.
At PCS, our programs are tailored to the client’s specific financial needs. What sets us apart from our competitors is that clients see relief, before any payment is received. Our NO UP-FRONT FEE policy ensures our client’s a 100% satisfaction guarantee. We also do not charge any monthly fees or any cancellation fees. We want the client to feel comfortable during the whole process that’s why we allow them to be part of it every step of the way.