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  • CREDIT SCORE CONCEPT

Key Factors That Impact Credit Scores

You have to build credit to have good credit, and a solid credit history is the key ingredient to getting the validation you seek from a lender or creditor. Your payment history is primarily what your creditors will look at. After all, your credit history can tell whether or not you’re credit-worthy and if you can be trusted with new credit accounts.

Whether you’re looking to secure a personal loan or simply want to better understand […]

  • hands of an adult and hands of two children all reaching to hold a tiny house and car on a small dirt pile.

Take Credit for Having Good Credit

In a perfect world, you’d be able to purchase everything on the spot. But most people don’t have enough money to buy a car, a house, a college education, or sometimes even dinner.

That is why it’s crucial to have good credit. Your credit is a reflection of your financial responsibility and the risk you pose to someone who is entering into a loan, lease, or job agreement with you. PCS Debt […]

  • Recycling symbol made from dollar bills folded into arrows

Five Ways Recycling Keeps Wallets and the World Greener

One person’s recycled goods are another person’s treasure. If you aren’t into recycling, you’re missing out not only on the environmental benefits it offers but possible perks for your own finances.

PCS Debt Relief shares 5 ways you can make recycling advantageous for you and the rest of the world: […]

The 101 on Financial Consolidation

At PCS Debt Relief, we believe that bad financial circumstances can happen to anyone, even the most budget-savvy. That’s why we offer clients a variety of tailored debt relief programs and solutions. One such program we recommend to some of our clients is debt consolidation.

In this blog, we’ll address a few important questions related to debt consolidation, including what it is and how it may be beneficial to you: […]

  • couple in the kitchen, giving a high five

Millennials Should Check These 5 Items Off Their Financial Bucket List

Most of us have long-term bucket list goals. Do you dream of ziplining in Costa Rica someday? Do you aspire to write the next great American novel or to become fluent in another language? Do you have hopes of buying a fixer-upper and transforming it into the vacation home of your dreams?

The good news is, you don’t have to wait until you’re of retirement age to start crossing things off your bucket list. And when […]

  • coins with clover leaves

Protect Your Pot of Gold on St. Patrick’s Day

Chances are, you’re not going to forget to wear green on St. Patrick’s Day – who wants to be pinched for not donning Ireland’s favorite color? But are you being as mindful about your finances this month as you are about wearing green?

PCS Debt Relief offers the following items that should be on your list of financial priorities for March: […]

  • Tax refund ideas

The Early Bird Gets the Peace of Mind of Filing Taxes Early

Life moves fast, and so should you when it comes to filing your tax return. April 15 may seem miles away but it’s not too early to start getting your 2018 financial affairs in order.

At PCS Debt Relief, we believe in being proactive with the things that matter most to you, including your finances. Here are the top 4 reasons why today is the day to file your taxes: […]

  • Dreaming about new apartment.

Living in the Dream Location on a Low Budget

Congratulations! After completing some of life’s major milestones – graduating college, getting a job, and making your big move to a new city, you’re ready to start looking for your own place.

But as it turns out, working in your dream city costs a pretty penny. Suddenly, the more affordable rent prices in your small hometown start to sound more and more appealing. You bemoan the fact that a beautiful one-bedroom apartment in suburbia is less […]

  • student reading a book has a bright idea how to earn money

Smart Money Moves to Make in 2019

The New Year has arrived! As we march onward into 2019, there are countless opportunities to improve one’s health, outlook, and mental well-being.

So why not approach your finances this way? At PCS Debt Relief, we encourage you to make it part of your New Year’s resolution to make wiser financial decisions over the next 12 months and beyond. […]

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