Debt Relief Resources Archives - Page 8 of 11

Using Credit Cards To Improve Your Credit Score

We all know that credit cards impact your credit score. But there are so many unknowns when it comes to how to use them to your advantage. Opening a line of credit is one of the easiest ways to begin establishing a credit history. But, applicant beware as there are some things to consider first.

How many credit cards is the right amount? A healthy number of credit lines (including credit cards) is anywhere from 11 […]

January 4th, 2018|Tags: credit card debt settlement, debt relief|

A Guide to Becoming Debt Free

If you realize your spending has gotten messy and needs some cleaning up, here is what you might want to do. Develop a list of your credit card balances, all outstanding balances for that matter. Then, once you have a clear picture of what you owe, organize the debts from least to greatest. Pay off your debt beginning with the smaller account balances. The best way to do this is to make your minimum payments […]

December 19th, 2017|Tags: debt consolidation, Debt Free, debt relief, debt settlement|

How to Show Appreciation to Your Employees During the Holidays (Without Going Into Debt)

Quality and value matter especially if you’re interested in controlling spending and debt. That reality gives all the more meaning to the holiday season mantra of “the-gift-that-keeps-on-giving.”

And it applies to showing appreciation to your employees.

[…]

December 12th, 2017|

Six Steps to Dig a Business Out of Debt

With lenders tightening the reins on borrowers and prices for everything on the rise, many companies are straining under the weight of growing debt. Don’t believe that bankruptcy is your only option. Here are six ways you can get your company out of the red permanently:

[…]

December 5th, 2017|

All I Want For Christmas Is To Be Debt Free

How about putting yourself first this holiday season? Let’s take a moment to consider what you really want. More than likely it is peace of mind. Your credit standing impacts your peace of mind heavily. Let this year be different than last year, the year before that and all the years you can recall where you spent beyond your means and then paid for it all year long.

[…]

November 28th, 2017|Tags: Christmas, Debt, debt consolidation, Debt Free, debt relief, debt settlement, Hanukkah, Holiday Debt, Holiday Spending, Holidays|

Eight Tips To Keep Your Business Finances In Order

As a business owner, keeping your finances organized can seem like a daunting task. But it doesn’t have to be overwhelming. Just follow these 8 useful tips from Forbes Finance Council experts to keep clear and organized financial records that will make your annual tax filing a breeze.

[…]

November 21st, 2017|Tags: Budgeting, Business Budgeting, Business Debt, business debt relief, Business Finances, debt relief|

A Holiday Season That Doesn’t Break The Bank

Too good to be true?

Absolutely not! The holidays are a time for giving, but to what extent? Do you give so much that you must then go without? This is often the case for shoppers caught up in the mob mentality around sale shopping. It is much harder to shop with restraint with shoppers around you grabbing every markdown item. Whether you realize it or not, this scenario does affect the way in which you […]

November 14th, 2017|Tags: Black Friday, Christmas, Christmas Shopping, Christmas Spending, consumer debt relief, consumer debt settlement, Creating a Budget, debt relief, debt settlement, Holiday Spending, Holiday Stress, Holidays, Online Shopping|

Top List of Holiday Stressors for Families with Children

According to a new poll from the American Psychological Association (APA), more than eight out of ten women anticipate a stressful holiday season due to financial concerns. The poll found that women are significantly more likely than men to worry about having enough money to purchase gifts.

“Many people feel overwhelmed during the holiday season, and given the current economic crisis, the pressures can be extraordinary,” says psychologist Katherine Nordal, PhD, APA’s executive director for professional […]

November 7th, 2017|Tags: Christmas, Christmas Spending, Christmas Stress, consumer debt relief, consumer debt settlement, debt relief, debt settlement, Holiday Spending, Holiday Stress, Holidays|

Are You Prepared For The Holidays?

Staying Focused on Your Finances During The Holidays

Are you prepared for the holidays? I’m not talking about home trimmings or festive wreaths. Let’s prepare for the long term financial repercussions of this wonderful time of year. Not before long the ghosts and goblins will be clearanced out of shops and all things harvest and holiday will be on display.

Let’s not be cynical, this is a joyous time of year. Nonetheless, it can turn into a […]

October 22nd, 2017|Tags: Budgeting, Finances, Holidays, Preparing for Holidays|

Why is a Budget Essential to Financial Success?

Why is a budget essential to financial success? Boundaries are essential to keep anything in place. If you want to keep your finances under control then you must first define your financial limits. Entering your income and expenses on a worksheet is the simplest way to create your budget. There are even websites that offer these templates for free!

To get started you will […]

October 20th, 2017|