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  • Woman putting money into a piggy bank.

5 Ways to Fall in Savings This Autumn

Summer weddings, vacations, and outdoor barbecues are coming to an end, but these season activities may have put you in unexpected debt. Not to mention that the holiday season is approaching fast. Lend EDU conducted a poll showing that on average people spent over $1200 more than their expected summer and winter budgets. With that in mind, as fall approaches it’s the ideal time to give your finances a checkup and get prepared for […]

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Dealing with Business Debts, One Step at a Time

There are a lot of perks that come with being your own boss – you get to set your schedule, create and meet your own expectations, enjoy full autonomy, and if you have employees working under you, you may like the leadership aspect that comes with the job.

But if running a business was actually easy, everyone would be doing it. The simple fact is, it’s not, and a large part of that has to do […]

  • hand reaching through a laptop screen to steal a credit card

Don’t Fall for Fraud: Tips to Avoid Credit Card Theft

Who doesn’t like great works of art? When it comes to the work of a con artist however, we’re not fans at all.

Unfortunately, it seems that as soon as we learn how to properly thwart the most popular credit card scams – such as the IRS or Nigerian prince scams – the thieves get savvier with their strategies. And sadly, even the most watchful credit cardholder can still fall victim to theft. […]

  • CREDIT SCORE CONCEPT

Key Factors That Impact Credit Scores

You have to build credit to have good credit, and a solid credit history is the key ingredient to getting the validation you seek from a lender or creditor. Your payment history is primarily what your creditors will look at. After all, your credit history can tell whether or not you’re credit-worthy and if you can be trusted with new credit accounts.

Whether you’re looking to secure a personal loan or simply want to better understand […]

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Protect Your Pot of Gold on St. Patrick’s Day

Chances are, you’re not going to forget to wear green on St. Patrick’s Day – who wants to be pinched for not donning Ireland’s favorite color? But are you being as mindful about your finances this month as you are about wearing green?

PCS Debt Relief offers the following items that should be on your list of financial priorities for March: […]

  • Dreaming about new apartment.

Living in the Dream Location on a Low Budget

Congratulations! After completing some of life’s major milestones – graduating college, getting a job, and making your big move to a new city, you’re ready to start looking for your own place.

But as it turns out, working in your dream city costs a pretty penny. Suddenly, the more affordable rent prices in your small hometown start to sound more and more appealing. You bemoan the fact that a beautiful one-bedroom apartment in suburbia is less […]

  • oung female florist using a digital tablet in her flower shop

Getting Down to Business Debt Relief

Starting your own business can be an exciting time. But if you’re struggling with debt, the joy of being a business owner is overshadowed by the stress of your financial situation.

As you probably know, small business loans are not easy to obtain. Lenders are often picky about who they will lend to, leading many small business owners to use their own funding in the form of business and personal credit cards, loans, etc., for starting […]

  • Christmas presents on the sofa

How to Bring Joy to Your Holiday Budget

When you think about the holidays what things come to mind? For some, it could be getting to decorate your home, baking special seasonal treats, or splurging on the things you have wanted all year long. For others, it can be a time of high stress or anxiety in trying to make plans, buy gifts, and determine how the holidays will affordably align with your budget. PCS Debt Relief offers our best financial tips that […]

  • Readiness for the Holidays with PCS Debt Relief

Are You Prepared For The Holidays?

Staying Focused on Your Finances During The Holidays

Are you prepared for the holidays? I’m not talking about home trimmings or festive wreaths. Let’s prepare for the long term financial repercussions of this wonderful time of year. Not before long the ghosts and goblins will be clearanced out of shops and all things harvest and holiday will be on display.

Let’s not be cynical, this is a joyous time of year. Nonetheless, it can turn into a […]

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