Using Credit Cards To Improve Your Credit Score

We all know that credit cards impact your credit score. But there are so many unknowns when it comes to how to use them to your advantage. Opening a line of credit is one of the easiest ways to begin establishing a credit history. But, applicant beware as there are some things to consider first.

How many credit cards is the right amount? A healthy number of credit lines (including credit cards) is anywhere from 11 […]

January 4th, 2018|Tags: credit card debt settlement, debt relief|

A Guide to Becoming Debt Free

If you realize your spending has gotten messy and needs some cleaning up, here is what you might want to do. Develop a list of your credit card balances, all outstanding balances for that matter. Then, once you have a clear picture of what you owe, organize the debts from least to greatest. Pay off your debt beginning with the smaller account balances. The best way to do this is to make your minimum payments […]

December 19th, 2017|Tags: debt consolidation, Debt Free, debt relief, debt settlement|

How to Show Appreciation to Your Employees During the Holidays (Without Going Into Debt)

Quality and value matter especially if you’re interested in controlling spending and debt. That reality gives all the more meaning to the holiday season mantra of “the-gift-that-keeps-on-giving.”

And it applies to showing appreciation to your employees.

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December 12th, 2017|

Eight Tips To Keep Your Business Finances In Order

As a business owner, keeping your finances organized can seem like a daunting task. But it doesn’t have to be overwhelming. Just follow these 8 useful tips from Forbes Finance Council experts to keep clear and organized financial records that will make your annual tax filing a breeze.

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November 21st, 2017|Tags: Budgeting, Business Budgeting, Business Debt, business debt relief, Business Finances, debt relief|

Should You Use Savings to Pay Off Debt?

Financial crises!

John is mired in a truly bad month. He needs an emergency root canal and his transmission is slipping badly. His landlord just decided to sell so he needs a moving company quickly and he received a pink slip yesterday when his company was purchased. His daughter is short on tuition money for next semester and his wife just filed for divorce after running up his credit card balances to their limits of […]

March 28th, 2016|Tags: consumer debt settlement, credit card debt settlement, debt reduction, reduce debt|

Who To Go To For Debt Help In St. Louis, MO

Debt Help In St. Louis, MO

When it comes to being in debt, it is imperative not to feel like you have to take on creditors alone. If you need debt help in St. Louis, MO , the simple fact that a second pair of eyes is reading all statements and helping you take on creditors can make all the difference for some; giving a sense of renewed confidence in the fact things will get better. […]

June 13th, 2014|Tags: debt agecny in st. louis mo, missouri debt help, st. louis debt agency, st. louis debt help, st. louis debt relief, st. louis mo debt help|

The State of Missouri and Joining Debt Programs instead of Filing Bankruptcy.

What Does Missouri Think of Joining Debt Programs versus bankruptcy?

How much do you know about your state’s views on joining debt programs versus bankruptcy? The federal law governs the vast majority of bankruptcy cases and laws; however, each state has their own specific information and rules that need to be followed when filing your bankruptcy claim.

The state of Missouri believes that bankruptcy should be the last result to your financial […]

May 30th, 2014|Tags: missouri bankrutpcy, missouri debt help, missouri debt relief|

Choosing Between Debt Relief or Bankruptcy

Which is Better? Debt Relief or Bankruptcy?

Consumer debt is at an all-time high—resulting from student, debt, business debt, educational debt, medical debt, or unemployment. Overwhelming emotions arise from debt, the feeling of anxiety and hopelessness cause frantic behavior and choices. The urgency to have a clean slate causes rash decision making in regards to debt. Debtors must understand the difference between choosing debt relief or bankruptcy.

One of the biggest […]

May 30th, 2014|Tags: debt relief, debt relief or bankrutcpy, missouri debt management, missouri debt relief, st. louis|

St. Louis, Missouri Debt Settlement

Debt Settlement in St. Louis, Missouri

If you are currently living in or around the St. Louis area and have been seeking out a debt settlement company but are skeptical due to many scam companies, keep reading.

Many popular national debt settlement agencies are infamous for advertising on radios, billboards, and television that they can wipe out your debt over night. These companies also claim that they can instantly save you a minimum of 70% on all […]

May 30th, 2014|Tags: missouri, missouri debt settlement, st. louis, st.louis debt settlement|

St. Louis Services – Effective Debt Relief is Available

How Effective is Debt Relief?

Millions of Americans are struggling to make minimum payments on their debt and looking for a way out of debt and back to financial stability. Below I have provided a variety of different programs available to help address some these concerns. First, make sure to properly evaluate each program when deciding which is best for you, not all programs may be a good fit. Listed below are some possible debt resolution […]

May 30th, 2014|Tags: missouri debt help, missouri debt relief, st. louis|