Some people may dream of sugarplums, but for business owners there is only one thing that matters during the holiday season: sales. The next few months are the make or break time for many small businesses that are facing financial hardship. A great holiday season can dig your business out of debt, while a bad season can dig yourself deeper.

Last year retail sales rose 5.1 percent between November first and December 24th, and total […]

As a small business owner, you are very aware of the value of the money you spend. Even when business is booming, it is important to stretch every dollar incase of an unexpected drop. Lowering operation costs whenever possible is a key to the success of your business. Misuse of capital is one of the main reasons why companies fail. In fact, 82% of small businesses fail due to cash flow problems.

Here are five […]

The U.S. economy has been expanding for the last 10 years, but according to experts this likely means that we’re due for a recession.

It may occur as early as the start of 2020, and it’s sure to affect young, middle class people who have debt the most. On average, working class individuals and family are in much further debt than those in the 90^th percentile of wealth distribution. From 1989 to 2019, working-class […]

When it comes to money, it can be easy for people to go to one of two extremes: 1) viewing money as the enemy; something not worth putting much thought into, or 2) fearing money, which can cause many to be hesitant to use the resources they do have.

At PCS Debt Relief, we believe in maintaining a balance between these two mentalities. It all boils down to being mindful with your finances. But what does […]