One out of every ten Americans came out of the 2009 financial crisis with one or more debts in collections according to the Consumer Financial Protection Bureau (CFPB). Debt collection can be especially intimidating if you don’t know your rights. There is a lot of misinformation on the internet about how to deal with debt collectors and what they can and cannot do that can fuel this anxiety.
Believing the myths about debt collectors can […]
Do you know where your money goes each month? Do you have a set budget that you routinely stick to? Just the thought of your finances can raise your anxiety but creating and sticking to a budget is essential to a successful financial future, especially if you’re already swimming in debt.
You do not need to be a financial expert to understand how much money you have to spend each month, you simply need to follow […]
Some people may dream of sugarplums, but for business owners there is only one thing that matters during the holiday season: sales. The next few months are the make or break time for many small businesses that are facing financial hardship. A great holiday season can dig your business out of debt, while a bad season can dig yourself deeper.
Last year retail sales rose 5.1 percent between November first and December 24th, and total […]
As a small business owner, you are very aware of the value of the money you spend. Even when business is booming, it is important to stretch every dollar incase of an unexpected drop. Lowering operation costs whenever possible is a key to the success of your business. Misuse of capital is one of the main reasons why companies fail. In fact, 82% of small businesses fail due to cash flow problems.
Here are five […]
The U.S. economy has been expanding for the last 10 years, but according to experts this likely means that we’re due for a recession.
It may occur as early as the start of 2020, and it’s sure to affect young, middle class people who have debt the most. On average, working class individuals and family are in much further debt than those in the 90th percentile of wealth distribution. From 1989 to 2019, working-class […]
Debt is already stressful enough as it is. Why compound the stress by working with a debt settlement company that charges you up-front fees and extra for consultations and cancellations if it doesn’t work out?
At PCS Debt Relief, we make it simple for you. We’re proud to say that we offer several options for individuals seeking debt relief while avoiding bankruptcy – and we have more than three decades of experience to boot. We also […]
School is back in session and that means new classes, books, and…extra expenses. As a young student with a limited income, college can be a big financial burden.
PCS Debt Relief recommends educating yourself with these money-saving tips for the upcoming college semester:
FAFSA is the key to your financial aid in college. If you do not fill it out, you likely will not get any financial aid. Most people do not realize […]
At some point in your life, you’ve probably heard something along the lines of your health being your wealth.
But when your monthly healthcare premiums are skyrocketing faster than you can say “I need a doctor,” and you become increasingly aware of the possible changes your healthcare plan may undergo at the governmental level, you know that something has got to give.
At PCS Debt Relief, we believe you shouldn’t have to go into debt in order […]
Summer weddings, vacations, and outdoor barbecues are coming to an end, but these season activities may have put you in unexpected debt. Not to mention that the holiday season is approaching fast. Lend EDU conducted a poll showing that on average people spent over $1200 more than their expected summer and winter budgets. With that in mind, as fall approaches it’s the ideal time to give your finances a checkup and get prepared for […]
There are a lot of perks that come with being your own boss – you get to set your schedule, create and meet your own expectations, enjoy full autonomy, and if you have employees working under you, you may like the leadership aspect that comes with the job.
But if running a business was actually easy, everyone would be doing it. The simple fact is, it’s not, and a large part of that has to do […]
