If you realize your spending has gotten messy and needs some cleaning up, here is what you might want to do. Develop a list of your credit card balances, all outstanding balances for that matter. Then, once you have a clear picture of what you owe, organize the debts from least to greatest. Pay off your debt beginning with the smaller account balances. The best way to do this is to make your minimum payments […]
Quality and value matter especially if you’re interested in controlling spending and debt. That reality gives all the more meaning to the holiday season mantra of “the-gift-that-keeps-on-giving.”
And it applies to showing appreciation to your employees.
How about putting yourself first this holiday season? Let’s take a moment to consider what you really want. More than likely it is peace of mind. Your credit standing impacts your peace of mind heavily. Let this year be different than last year, the year before that and all the years you can recall where you spent beyond your means and then paid for it all year long.
Too good to be true?
Absolutely not! The holidays are a time for giving, but to what extent? Do you give so much that you must then go without? This is often the case for shoppers caught up in the mob mentality around sale shopping. It is much harder to shop with restraint with shoppers around you grabbing every markdown item. Whether you realize it or not, this scenario does affect the way in which you […]
According to a new poll from the American Psychological Association (APA), more than eight out of ten women anticipate a stressful holiday season due to financial concerns. The poll found that women are significantly more likely than men to worry about having enough money to purchase gifts.
“Many people feel overwhelmed during the holiday season, and given the current economic crisis, the pressures can be extraordinary,” says psychologist Katherine Nordal, PhD, APA’s executive director for professional […]
Staying Focused on Your Finances During The Holidays
Are you prepared for the holidays? I’m not talking about home trimmings or festive wreaths. Let’s prepare for the long term financial repercussions of this wonderful time of year. Not before long the ghosts and goblins will be clearanced out of shops and all things harvest and holiday will be on display.
Let’s not be cynical, this is a joyous time of year. Nonetheless, it can turn into a […]