(636) 209-4481

These are articles that have information on credit counseling, credit restoration, credit repair services, consumer credit advising and credit help. We are a leader in credit repair and restoration.

Why Vacation is Essential

Working a 9-to-5 job, 7 days a week can cause you to feel as if you are stuck in a rut from the mundane repetition. When the 2 days of the weekend we use to rejuvenate aren’t enough, we know it is time for a vacation. To clear your mind of the tasks and responsibilities of your job, it is necessary to relocate, relax, and recharge. Physically removing yourself from the environment where you get […]

2018-06-14T16:04:32+00:00 June 19th, 2018|Tags: , , |

Investing in Your Future

Investing is when you commit to saving your money for a project or your future. If you search the phrase “Investing in Your Future” you will be inundated with stock market sites and investing opportunities. Stocks, bonds, and annuities all carry market risks, interest rate risks, and the potential loss of capital. Though the goal of investing is to make more money, there are no guarantees with investing. What if you could invest without the risk? […]

2018-06-05T13:31:03+00:00 June 5th, 2018|Tags: , , |

Insolvency and How it Relates to my Settled Debt

How do you know if you qualify for insolvency? According to the IRS, a taxpayer is insolvent when your total liabilities exceed your total assets. What does this mean for someone who has already settled their debts? The forgiven debt may be excluded as income under the “insolvency” exclusion. Normally, a taxpayer is not required to include forgiven debts in income to the extent that the taxpayer is […]

2018-05-29T15:18:30+00:00 May 22nd, 2018|Tags: , |

Easily Take Years off of Your Mortgage Loan

The interest you pay on any financed item doesn’t compare to the amount of interest you will pay on your mortgage loan. With that said, one of the most important things you can to do to be proactive in achieving financial stability is paying down your mortgage. Did you know you can take years off of your mortgage loan with one simple strategy? Making an extra payment to your mortgage can save you thousands of […]

2018-05-12T22:09:10+00:00 May 8th, 2018|Tags: , |

7 Smart Ways to Save Money Around the House

When we talk about saving money around the house, we don’t mean searching through your couch cushions to find a shiny dime or two. Instead, there are several ways to reduce your monthly expenses with small changes you can make in your household and lifestyle. PCS Debt Relief reveals the smartest ways you can easily save money around the house.

[…]

2018-04-16T15:54:31+00:00 April 16th, 2018|Tags: , |

5 Ways to Curb Credit Card Spending

It is easier said than done when someone tells you not to spend too much money on your credit cards, especially if you have become reliant on them. Instead of offering you a list of tips that can be hard to follow, PCS Debt Relief wants to give you some solutions that will help you restructure the way you think about credit card spending.

[…]

2018-05-29T15:23:25+00:00 March 20th, 2018|Tags: , , |

What Impacts Your Credit Score?

Credit scores have always been rather nebulous. There are various speculations about how they are calculated and what they impact. This week’s blog explores what your credit score actually impacts. It is common knowledge that your credit score determines your approval for large purchases like homes or cars. They can also affect your eligibility when opening a new credit card account. What many fail to realize is the impact your credit score has on day-to-day […]

2018-05-12T22:09:10+00:00 March 13th, 2018|
Load More Posts

A Debt Relief Company You Can Trust!

With over 30 years of combined experience, a Better Business Bureau A+ rating, and a zero complaint history, you can feel confident that PCS Debt Relief will be a debt relief company you can trust. We are headquartered in St. Louis, MIssouri and offer our debt relief services nationwide.