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7 Smart Ways to Save Money Around the House

When we talk about saving money around the house, we don’t mean searching through your couch cushions to find a shiny dime or two. Instead, there are several ways to reduce your monthly expenses with small changes you can make in your household and lifestyle. PCS Debt Relief reveals the smartest ways you can easily save money around the house.

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April 16th, 2018|Tags: , |

Buying a Home When You’re in Debt

Spring is already here! Are you lining up your finances for a home purchase this year? If you are not sure whether to put more money toward paying off other debts or your upcoming down payment, we have some tips for you. First, ask yourself these questions:

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March 27th, 2018|Tags: , |

How to Take the First Step Toward Debt Settlement

Admitting that you need help can be hard for some people and it can be even harder to ask for help when you’re in debt. How can you achieve financial stability? How could you possibly reclaim your life on your own? Are there debt relief options that are right for me? How do I know I can trust another company to get me out of debt? The questions are endless, but they shouldn’t have to […]

March 6th, 2018|Tags: , , |

How Your Small Business Can Successfully Avoid Debt

As a small business owner trying to grow your business, the last thing you want is to see your company suffer financially. There are various methods to help you keep debt away from your business and profit in your pocket. Here are some of PCS’s tips for small business owners trying to avoid debt:

 

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February 6th, 2018|Tags: , |

How Your Tax Refund Can Jumpstart Your Financial Recovery

Each year, as taxpayers, we receive a portion of what we are owed from federal and state tax refunds. This refund can help those in financial hardships recover quickly, as most refunds are deposited 21 days after you file your claim to the IRS. This refund can also serve as a bonus to repay yourself if you are ready to take a vacation or want to make a special purchase for yourself.

Your refund can be […]

January 30th, 2018|Tags: , |

What Happens After Bankruptcy?

Why you filed bankruptcy is your business. What happens after filing bankruptcy and your evaluation of what lead you to do so that can help your future financial goals.

Choosing to file bankruptcy is a personal decision.

  • Unexpected or sudden job loss?
  • Overwhelming medical expenses?
  • Unmanageable or out of control debt?

Again, your reasons are unique to you.

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January 23rd, 2018|Tags: , |

How to Stay Debt-Free with a Slight Shift in Perspective

The word “debt” sounds as heavy as it feels. And it doesn’t matter if you’re under a mountain or a small mound of it.

Eliminating debt is one thing. Staying out of debt is another.

Each can have a lot to do with your perspective or your mindset about it.

Financial writer, Holly Johnson reminds that getting free from debt isn’t that you’re “…smarter or better than people who just can’t seem to get out of debt; very […]

January 9th, 2018|Tags: |
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