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We have helped many individuals avoid bankruptcy by saving substantial amounts on their credit cards, vendors, collections and judgments.

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How to Maximize Credit Cards for Cashback

As a business owner, you spend the majority of your time focused on running your company and trying to find ways to bring in more revenue. When you struggle with business debt on top of these tasks, it can be difficult to remain positive and come up with a solution that you know will work. In this week’s blog, PCS Debt Relief informs business owners of ways to maximize credit cards for cashback to benefit […]

  • Women shopping

The Best Ways to Save with a Sale

Retailers are notorious for launching frequent sales and campaigns to increase their profits. Their powerful language and alluring displays can entice customers to spend on items they don’t actually need. It is easy to rationalize spending in the moment when the deal is too good to pass, especially when a consumer may think another great deal may not appear for a while. Retailers know they have the power to provoke spending […]

  • Smiling women shopping online with credit card

Credit 101: An Introduction

It is common for young adults to find themselves in a situation where they have an overwhelming amount of credit card debt accumulated in a short period of time. This boils down to lack of self-control, lack of knowledge, and the ease of swiping a credit card in exchange for goods you might not actually need. In our culture, where spending with a swipe or click is glamorized, it is essential for parents to educate […]

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Why You’re More Than a Number to PCS Debt Relief

Debt relief is more than numbers. It’s about people and helping them achieve financial stability. Some debt relief companies are concerned with settling as much debt as they can to sell their services with statistics while neglecting the very personal aspects of helping people reach financial freedom. PCS Debt Relief takes a different approach when helping individuals and businesses become debt free. This week, we highlight the reasons of why you are more than just […]

Why Vacation is Essential

Working a 9-to-5 job, 7 days a week can cause you to feel as if you are stuck in a rut from the mundane repetition. When the 2 days of the weekend we use to rejuvenate aren’t enough, we know it is time for a vacation. To clear your mind of the tasks and responsibilities of your job, it is necessary to relocate, relax, and recharge. Physically removing yourself from the environment where you get […]

Investing in Your Future

Investing is when you commit to saving your money for a project or your future. If you search the phrase “Investing in Your Future” you will be inundated with stock market sites and investing opportunities. Stocks, bonds, and annuities all carry market risks, interest rate risks, and the potential loss of capital. Though the goal of investing is to make more money, there are no guarantees with investing. What if you could invest without the risk? […]

June 5th, 2018|Tags: , , |

Insolvency and How it Relates to my Settled Debt

How do you know if you qualify for insolvency? According to the IRS, a taxpayer is insolvent when your total liabilities exceed your total assets. What does this mean for someone who has already settled their debts? The forgiven debt may be excluded as income under the “insolvency” exclusion. Normally, a taxpayer is not required to include forgiven debts in income to the extent that the taxpayer is […]

May 22nd, 2018|Tags: , |

Easily Take Years off of Your Mortgage Loan

The interest you pay on any financed item doesn’t compare to the amount of interest you will pay on your mortgage loan. With that said, one of the most important things you can to do to be proactive in achieving financial stability is paying down your mortgage. Did you know you can take years off of your mortgage loan with one simple strategy? Making an extra payment to your mortgage can save you thousands of […]

May 8th, 2018|Tags: , |

7 Smart Ways to Save Money Around the House

When we talk about saving money around the house, we don’t mean searching through your couch cushions to find a shiny dime or two. Instead, there are several ways to reduce your monthly expenses with small changes you can make in your household and lifestyle. PCS Debt Relief reveals the smartest ways you can easily save money around the house.

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April 16th, 2018|Tags: , |
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