How to Have a Money Mindset and Achieve Financial Prosperity

Personal finance involves creating a budget, investing and saving for the future. However, knowing the building blocks for a personal financial foundation will not bring financial prosperity. Using this knowledge along with the right money mindset to take action will bring financial success.

Personal Relationship With Money

To have the right money mindset, it is important to determine your current emotional tie to money. Sometimes our childhood or how we live dictates our connection with money. At […]

December 17th, 2015|Tags: consumer debt advising, consumer debt relief, money management, personal relationship to money|

Using Money Management to Get Out of Debt

Money management is the process of budgeting, saving, investing, spending or otherwise determining how to use the cash you receive as income. It can be a struggle to effectively manage your money when you need to provide for your family, plan for retirement and have money set aside for emergencies.

Money dictates our quality of life, the kind of home we live in, what we can buy and our emotional state. Sometimes life challenges occur such […]

December 3rd, 2015|Tags: consumer debt relief, debt relief options, get out of debt|

How To Avoid Student Loans

The school year has begun, and millions of students are heading back to college. Amidst all the hustle and bustle of schoolbooks, supplies and moving into college dorms is the stress and anxiety that comes from all the expenses incurred by attending college. So, how do you avoid student loans? Below are five tips for smart student loan borrowing.

Choose your school wisely – Make sure your post-graduate salary will support the cost of the […]

September 22nd, 2015|Tags: alternatives to bankruptcy, business debt settlement, debt relief, student loan burden|

FICO Credit Score Changes

FICO Credit Score Changes are Bringing More Fairness to Lending Decisions

What is FICO?
FICO credit scores, which have become consumers’ financial passport to just about everything from rental apartments to most loans, are based on the information in an individual’s credit reports, which are generated by the three major credit bureaus: Equifax, Experian and TransUnion. The scores are based on a 300- to 850-point scale. A good credit score furthers your borrowing power and financial opportunities.

Below […]

December 8th, 2014|

Ways Government Affect Our Businesses.

Developing and growing a business is a challenge that faces risk from all angles. As your business grows, different issues and problems arise—what you were able to do a year ago may not allowed within the next year, because ways government affect our businesses change every year.

Small-business owners have stated in polls that their biggest challenge in the last two years has been government regulations. They are finding it hard to pay monthly expenses to […]

August 11th, 2014|Tags: business debt management, business regulations, government regulations|

Government Regulation of Business Forcing You to Bankrupt?

Is Your Business Surviving?

One in three small businesses in the United States are concerned with government regulation of business forcing you to bankrupt or go out of business all together. Small-business owners have stated in polls that their biggest challenge in the last two years has been government regulations. According to studies, American business owners believe that regulations enforced by the United States government is detracting from their growth. Government regulations on businesses are heavier […]

July 24th, 2014|Tags: business bankruptcy, business debt settlement, government regulations, small business bankruptcy, small business debt|

Debt Relief Solutions – Understanding All Your Options!

What Debt Relief Solutions are Available?

Overwhelming emotions arise from debt, the feeling of anxiety and hopeless cause frantic behavior and choices. The urgency to have a clean slate causes rash decision making in regards to debt. There is a light at the end of the tunnel—your stress and anxiety can be relieved via the help of a debt analyst, because they offer debt relief solutions. It is highly recommended to research each solution carefully, compare […]

July 7th, 2014|Tags: debt relief options, debt relief solution, solutions for debt problems, solutions to your debt problems, understanding debt solutions|

Writing A Debt Settlement Letter

Writing A Debt Settlement Letter.

A Debt Settlement Letter is drawn up when a debtor is unable to pay the full amount of the money borrowed and an agreement has been reached as to what the settlement amount and payment terms are. It is required to have a debt settlement letter when negotiating debt and paying the new agreed settlement. The letter will be sent from the creditor(s) confirming an offer to settle the debt, the amount […]

June 24th, 2014|Tags: debt settlement, debt settlement letter, how to write a debt settlement letter, writng a debt settlement letter|

How To Stop Foreclosure From Happening?

Let PCS Help Stop Foreclosure

Many Americans are struggling to stay afloat in the current rough economic tide. If you are one of many that are struggling to stop foreclosure, then this article may be of interest to you.

Unfortunately, foreclosures are at an all time record high, and most people are not even aware of options available to avoid this from happening. PCS Debt Relief can help stop foreclosure process for our clients in.

Foreclosure is the […]

June 6th, 2014|Tags: foreclosure assistance, foreclosure help, stop a foreclosure, stop a home foreclosure|

Choosing Between Debt Relief or Bankruptcy

Which is Better? Debt Relief or Bankruptcy?

Consumer debt is at an all-time high—resulting from student, debt, business debt, educational debt, medical debt, or unemployment. Overwhelming emotions arise from debt, the feeling of anxiety and hopelessness cause frantic behavior and choices. The urgency to have a clean slate causes rash decision making in regards to debt. Debtors must understand the difference between choosing debt relief or bankruptcy.

One of the biggest […]

May 30th, 2014|Tags: debt relief, debt relief or bankrutcpy, missouri debt management, missouri debt relief, st. louis|