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About PCS Debt Relief

At PCS, our programs are tailored to the client’s specific financial needs. What sets us apart from our competitors is that clients see relief, before any payment is received. Our NO UP-FRONT FEE policy ensures our client’s a 100% satisfaction guarantee. We also do not charge any monthly fees or any cancellation fees. We want the client to feel comfortable during the whole process that’s why we allow them to be part of it every step of the way.

Top List of Holiday Stressors for Families with Children

According to a new poll from the American Psychological Association (APA), more than eight out of ten women anticipate a stressful holiday season due to financial concerns. The poll found that women are significantly more likely than men to worry about having enough money to purchase gifts.

“Many people feel overwhelmed during the holiday season, and given the current economic crisis, the pressures can be extraordinary,” says psychologist Katherine Nordal, PhD, APA’s executive director for professional […]

November 7th, 2017|Tags: , , , , , , , , , |
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  • Readiness for the Holidays with PCS Debt Relief

Are You Prepared For The Holidays?

Staying Focused on Your Finances During The Holidays

Are you prepared for the holidays? I’m not talking about home trimmings or festive wreaths. Let’s prepare for the long term financial repercussions of this wonderful time of year. Not before long the ghosts and goblins will be clearanced out of shops and all things harvest and holiday will be on display.

Let’s not be cynical, this is a joyous time of year. Nonetheless, it can turn into a […]

October 22nd, 2017|Tags: , , , |
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Why is a Budget Essential to Financial Success?

Why is a Budget Essential to Financial Success?

Why is a budget essential to financial success? Boundaries are essential to keep anything in place. If you want to keep your finances under control then you must first define your financial limits. Entering your income and expenses on a worksheet is the simplest way to create your budget. There are even websites that offer these templates for free! 

To get started you will […]

October 20th, 2017|
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Is Debt Affecting Your Physical And Mental Health?

Is Debt Affecting Your Physical And Mental Health?

More than likely it is. Scientist have linked the burden of debt to some serious medical conditions. Just as we may lose sleep or grow anxious over any unresolved problem debt impacts our stress levels in the same way.

Is acquiring  Debt a right of passage?

There is a national understanding that when you become an adult you will accrue debt. Whether it […]

October 20th, 2017|
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Will Lenders Loan to me After Debt Settlement?

Will Lenders Loan to me After Debt Settlement?

The short answer is yes, absolutely! Creditors are strong believers in second chances. It is in their best interest after all. You will be able to borrow and it is important to diversify your types of credit accounts in order to repair your credit quickly. To get started we need to prove your worthiness to borrow responsibly. 

Borrow responsibly with a Credit Card

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October 20th, 2017|
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Why Choose Debt Settlement?

Why Choose Debt Settlement?

You are shoulder deep in debt, overwhelmed, and can’t pay off creditors. Now what? Doing nothing will only exacerbate the problem. There truly is no better time than the present to  get out of a bad situation. Fortunately you have options. Let’s explore them: Bankruptcy, Debt Consolidation, and Debt Settlement.

Bankruptcy

A sure way to get your debt forgiven is bankruptcy. […]

October 20th, 2017|
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  • What Does Debt in Mid America Look Like?

What does Debt in Mid America look like?

What does Debt in Mid America look like? So many of us in Mid America live conservative
lives with a regular job, a house, a car, perhaps even a spouse and children. This may all be
apparent from the outside looking in. What goes without notice is the all too common factor of our
burdensome debt. Mid America Debt is not typically comprised of a flashy car or boat like our neighbors to the east and west coasts. […]

October 8th, 2017|Tags: , , |
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  • Can you sell your house if you have a home equity line of credit?

If You Have a HELOC Can You Sell Your Home?

A HELOC (home equity line of credit) is considered a lien against the home, just like a primary mortgage and a home equity loan.  The value of the HELOC lien is the amount currently owed on the line of credit.  For example, if you have a HELOC with a loan limit of $30,000 and you currently have a borrowed balance of $20,000, the current lien value would be the balance owed plus any HELOC prepayment […]

November 2nd, 2016|Tags: , , |
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  • Six HELOC tips to consider when looking for a HELOC

Six HELOC Tips To Avoid Seeking Future Debt Relief

A HELOC (home equity line of credit) is a revolving line of credit issued by a lender based on the equity available in the home.  Just like a home equity loan, the home equity line of credit uses  the borrowers home as collateral.   Unlike a home equity loan, the HELOC allows the borrower to use and pay back money as needed up to the credit limit for the term of the line of credit.

[…]

October 24th, 2016|Tags: , |
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  • Second mortgage debt relief options include debt settlement

Second Mortgage Debt Relief Options

Home equity loans and home equity lines of credit (HELOC) are good options for many people that have equity in their home and want to leverage that equity to cover additional expenses.  The primary advantage of these types of loans is that they typically have a much lower interest rate than other types of loans, or lines of credit, because they use the home to secure the debt.

Unfortunately, if the […]

October 11th, 2016|Tags: , |
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