Debt Settlement programs can have a negative effect on your credit report while in the program. Upon completing the program your debt to income ratio (1/3 of your score) will greatly improve resulting in an increase to your score.
Currently by not doing anything with your debt, your debt income ratio is more than likely high, which will slowly decrease your overall score. Eventually your credit score will fall below the impact a debt settlement program will have on it. Watch our debt settlement video about the impact to your credit score for more information.
Sr. Debt Analyst at PCS Debt Relief
At PCS, our programs are tailored to the client’s specific financial needs. What sets us apart from our competitors is that clients see relief, before any payment is received. Our NO UP-FRONT FEE policy ensures our client’s a 100% satisfaction guarantee. We also do not charge any monthly fees or any cancellation fees. We want the client to feel comfortable during the whole process that’s why we allow them to be part of it every step of the way.
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