You are holding on to your funds. Unlike other agencies that hold onto your monthly payments, PCS Debt Relief allows you to manage your funds. We want you to be independent with your money. Each advisor is well educated and experienced and are here to train you on raising your credit scores, teaching you about debt settlement, and providing you alternatives to bankruptcy. PCS Debt Relief wants to instill a high success rate of debt recovery into each and every one of our clients. We are a financial guide on your road to recovery.