Credit counseling offers education to clients about how to avoid debts that cannot be paid off and have specific programs that reduce your interest and combines your debt into one payment which is distributed to your creditors.
Debt management is a formal agreement between the debtor and the creditor. It is any program that helps you manage and pay off your debt at a reduced amount over a period of time.
Latest posts by PCS Debt Relief (see all)
- The Ins-and-Outs of Our Calculators - September 3, 2021
- How Businesses Can Maximize Credit Card Benefits Without Maxing Out the Limit - July 29, 2021
- What is the 50-20-30 Budget Rule? - July 2, 2021
Leave A Comment