A Debt Relief Company You Can Trust!

With over 30 years of combined experience, a Better Business Bureau A+ rating, and a zero complaint history, you can feel confident that PCS Debt Relief will be a debt relief company you can trust.

We are headquartered in St. Louis, MIssouri and offer our debt relief services nationwide.

(636) 209-4481

What will I need to sign up for credit counseling services?

A budget analysis will be completed, so it’s important for you to have an idea of what your monthly expenses are and what you outstanding debt is. You will need to know what loans you have outstanding and what your current balances are on your credit cards.

July 6th, 2016|

What do I do if I can’t make a payment while I’m in a credit counseling program?

If you cannot make a payment while in a credit counseling program notify your debt advisor as soon as possible. Their job and goal is to help you handle situations like this.

July 6th, 2016|

How long will it take me to pay off my debt using a consumer credit counseling service?

This is not a straightforward answer.  Everyone’s length of time with the program depends on their unique situation. There are several factors that must be considered. Two of these factors are the creditor and the debtor. It depends on how much debt you have and how much you are able to pay back each billing period and whether the creditor will accept the terms under which you can pay back your debt. Typically consumer credit […]

July 6th, 2016|

What is the difference between credit counseling and debt management?

Credit counseling offers education to clients about how to avoid debts that cannot be paid off and have specific programs that reduce your interest and combines your debt into one payment which is distributed to your creditors.

Debt management is a formal agreement between the debtor and the creditor. It is any program that helps you manage and pay off your debt at a reduced amount over a period of time.

July 6th, 2016|

How do I know if I should take advantage of credit counseling?

Every debt management program, including credit counseling, has its advantages and disadvantages. Our debt advisors can help you understand all your options, including credit counseling, so you can find the solution that makes sense for your financial needs.

July 6th, 2016|
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