Debt Settlement programs can have a negative effect on your credit report while in the program.  Upon completing the program and all other factors remaining constant, then your debt to income ratio will improve. Currently by not doing anything with your debt, your debt income ratio is more than likely high, which would negatively impact your overall score.

 

PCS Debt Relief

PCS Debt Relief

Sr. Debt Analyst at PCS Debt Relief
At PCS, our programs are tailored to the client’s specific financial needs. What sets us apart from our competitors is that clients see relief, before any payment is received. Our NO UP-FRONT FEE policy ensures our client’s a 100% satisfaction guarantee. We also do not charge any monthly fees or any cancellation fees. We want the client to feel comfortable during the whole process that’s why we allow them to be part of it every step of the way.
PCS Debt Relief