The purpose of a debt settlement program is to free you of debt as soon as possible by reducing the balances you owe. As an added benefit, the program will save you all of the interest accumulation over the amount of time it would have taken to pay the debt back in full.
During the process we also help each individual learn the importance of paying debt back on time, gaining a better understanding of when to use debt, and having better control over their debt in the future.
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