A Debt Relief Company You Can Trust!

With over 30 years of combined experience, a Better Business Bureau A+ rating, and a zero complaint history, you can feel confident that PCS Debt Relief will be a debt relief company you can trust.

We are headquartered in St. Louis, MIssouri and offer our debt relief services nationwide.

(636) 209-4481

Anyone that tells you that you are going to destroy your credit by accepting a debt settlement or a debt negotiation program is not telling you the whole truth.

  • Get out of debt with debt settlement

Is Debt Settlement The Best Way to Get Out of Debt?

Is Debt Settlement The Best Way to Get Out of Debt?

You’re shoulder deep in debt, overwhelmed, and unable to pay off lenders. Now what? Doing nothing will only exacerbate the problem. There truly is no better time than the present to get out of debt. You have options, let’s explore them: Bankruptcy, Debt Consolidation, and Debt Settlement.

Bankruptcy is a sure way to get out of debt. However this comes […]

  • Will lenders lend to me after debt settlement?

Will Lenders Loan to me After Debt Settlement?

Will Lenders Loan to me After Debt Settlement?

The short answer is yes, absolutely. Creditors are strong believers in second chances. It is in their best interest after all. You will be able to borrow and it is important to diversify your types of credit accounts in order to repair your credit quickly after debt settlement. To get started we need to prove your worthiness to borrow responsibly.

The best […]

August 18th, 2017|Tags: , , , , |

What is Debt Settlement?

Debt settlement is a service offered by a debt relief company that involves negotiating with your creditors to accept a lump sum payment that is lower than your total accumulated unsecured debt. Only unsecured debt can be negotiated with Debt Settlement.  Debt settlement can be accomplished on your own or through a debt relief company. Using a debt relief company experienced in these types of negotiations will usually result in higher debt reduction agreements with […]

July 26th, 2016|

Should You Use Savings to Pay Off Debt?

Financial crises! 

John is mired in a truly bad month.  He needs an emergency root canal and his transmission is slipping badly.  His landlord just decided to sell so he needs a moving company quickly and he received a pink slip yesterday when his company was purchased.  His daughter is short on tuition money for next semester and his wife just filed for divorce after running up his credit card balances to their limits of […]

4 Concerns You May Have About Credit Card Debt Settlement

Having too much credit card debt is stressful and finding a way to ease your debt can be confusing since there are several options available to you.  One of these options, credit card debt settlement, has the potential to significantly reduce the amount of your credit card debt you have to pay.

It sounds great, but we have found our clients almost always have these 4 concerns when they are trying to decide whether or not […]

November 23rd, 2015|Tags: , |
  • Repair your Credit with Cutting Costs

Debt Relief Solutions – Understanding All Your Options!

What Debt Relief Solutions are Available?

Overwhelming emotions arise from debt, the feeling of anxiety and hopeless cause frantic behavior and choices. The urgency to have a clean slate causes rash decision making in regards to debt. There is a light at the end of the tunnel—your stress and anxiety can be relieved via the help of a debt analyst, because they offer debt relief solutions. It is highly recommended to research each solution carefully, compare […]

  • Writing a Debt Settlement Letter

Writing A Debt Settlement Letter

Writing A Debt Settlement Letter.

A Debt Settlement Letter is drawn up when a debtor is unable to pay the full amount of the money borrowed and an agreement has been reached as to what the settlement amount and payment terms are. It is required to have a debt settlement letter when negotiating debt and paying the new agreed settlement. The letter will be sent from the creditor(s) confirming an offer to settle the debt, the amount […]

  • Settle My Business Debt

Debt Settlement: Settle For Less!

Settle Your Debt For Less Than What You Owe!

Many popular debt relief companies are the ones you will hear advertising that they can wipe out your debt over night or that they can save you 90% on all credit card accounts. First off, that is just unrealistic. Truth-be-told there is no magic wand that can relieve you of your debt overnight. There are, on the other hand many programs offered by certain reputable, credible companies […]

  • Debt Management With Tax Relief

Debt Management and Tax Relief Services

Debt Management and Tax Relief Services Provided

A tax relief specialists company – which is experienced in providing tax debt relief – is exactly the right type of organization to contact if you are concerned that the IRS might be planning to garnish your wages in order to reclaim back dated tax bills. A good tax relief specialists company will offer employees with many years of experience negotiating with the IRS and its representatives with good […]

May 27th, 2014|Tags: , , , |
  • Drowning in Debt

Are You Drowning in Debt and Cant Breathe?

Get Started On Organizing Your Debt

It is certainly easier to get into debt than it is to get out of debt. However, while it may seem difficult at first and you are drowning in debt, there are steps you can take to getting out of debt. As with most things in life that seem hard, getting started is often the most challenging thing to do and you may feel like you are drowning in debt. […]

May 22nd, 2014|Tags: , , |
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