Here are some resources that cover from Bankruptcy Alternatives, How To Deal with Business Debt, Freedom of Debt to Stop Annoying Creditor Phone Calls. Please take a look and receive some helpful information.
Summer is just around the corner. With the beautiful weather and long breaks, it can get expensive to enjoy the season. Here are some tips to not break the bank while having fun.
If you feel you are struggling with credit cards, and need advice on what your best option is, PCS Debt Reliefs’ advisors can help. Call us today at 636-209-4481
A HELOC (home equity line of credit) is a revolving line of credit issued by a lender based on the equity available in the home. Just like a home equity loan, the home equity line of credit uses the borrowers home as collateral. Unlike a home equity loan, the HELOC allows the borrower to use and pay back money as needed up to the credit limit for the term of the line of credit.
Home equity loans and home equity lines of credit (HELOC) are good options for many people that have equity in their home and want to leverage that equity to cover additional expenses. The primary advantage of these types of loans is that they typically have a much lower interest rate than other types of loans, or lines of credit, because they use the home to secure the debt.
Unfortunately, if the borrower […]
A HELOC (home equity line of credit) is a revolving line of credit issued by a lender using the borrowers home as collateral. Similar in some ways to a credit card, the HELOC allows the borrower to use and pay back money as needed up to the credit limit.
The size of the line of credit issued for a HELOC depends on a number of factors including the borrower’s credit score and the amount of home […]
Debt settlement is a service offered by a debt relief company that involves negotiating with your creditors to accept a lump sum payment that is lower than your total accumulated debt. See this link to find out more about debt settlement (link to other blog post about ‘what is debt settlement’ here).
Bankruptcy is legal action taken to wipe away your debts partially or entirely. There are two main types of bankruptcy: Chapter 7 and Chapter […]
John is mired in a truly bad month. He needs an emergency root canal and his transmission is slipping badly. His landlord just decided to sell so he needs a moving company quickly and he received a pink slip yesterday when his company was purchased. His daughter is short on tuition money for next semester and his wife just filed for divorce after running up his credit card balances to their limits of […]
Money management can seem like a daunting task when it feels like there is very little time. We all have many responsibilities that seem to keep us from completing this task effectively or in a timely manner. Money management itself can also be a stressful topic for many people especially if it is an area of struggle. It is important to understand your connection with money and why you have that connection. If it […]
Personal finance involves creating a budget, investing and saving for the future. However, knowing the building blocks for a personal financial foundation will not bring financial prosperity. Using this knowledge along with the right money mindset to take action will bring financial success.
Personal Relationship With Money
To have the right money mindset, it is important to determine your current emotional tie to money. Sometimes our childhood or how we live dictates our connection with money. At […]
The school year has begun, and millions of students are heading back to college. Amidst all the hustle and bustle of schoolbooks, supplies and moving into college dorms is the stress and anxiety that comes from all the expenses incurred by attending college. So, how do you avoid student loans? Below are five tips for smart student loan borrowing.
- Choose your school wisely – Make sure your post-graduate salary will support the cost of the school […]