These are articles that have information on credit counseling, credit restoration, credit repair services, consumer credit advising and credit help. We are a leader in credit repair and restoration.
Personal finance involves creating a budget, investing and saving for the future. However, knowing the building blocks for a personal financial foundation will not bring financial prosperity. Using this knowledge along with the right money mindset to take action will bring financial success.
Personal Relationship With Money
To have the right money mindset, it is important to determine your current emotional tie to money. Sometimes our childhood or how we live dictates our connection with money. At […]
The school year has begun, and millions of students are heading back to college. Amidst all the hustle and bustle of schoolbooks, supplies and moving into college dorms is the stress and anxiety that comes from all the expenses incurred by attending college. So, how do you avoid student loans? Below are five tips for smart student loan borrowing.
- Choose your school wisely – Make sure your post-graduate salary will support the cost of the school […]
FICO Credit Score Changes are Bringing More Fairness to Lending Decisions
What is FICO?
FICO credit scores, which have become consumers’ financial passport to just about everything from rental apartments to most loans, are based on the information in an individual’s credit reports, which are generated by the three major credit bureaus: Equifax, Experian and TransUnion. The scores are based on a 300- to 850-point scale. A good credit score furthers your borrowing power and financial opportunities.
Why Deal With Debt Collectors When We Can?
The Federal Trade Commission has introduced consumer protection laws to safeguard the people from the illegal collection practices. The rogue debt collectors pose as law officers or threaten the debtors to take legal action against them. These are some of the common tricks of the rogue debt collectors to retrieve the owed amount.
Let PCS Debt Relief Deal With Your Debt Collectors!
So, the Fair Debt Collection Practice Act has […]
Are you unsure where your next paycheck is coming from? Have you exhausted all your options just to make your minimum monthly payments? This may be just the solution you need to get your finances in order. Consumer Credit Counseling Services, also known as CCAS, is a popularly advertised debt relief program available for clients that have a racked up credit card debt. If you have credit card debt and […]
Don’t Get Scammed
When a person acquires large enough amounts of debt to the point they can’t keep up with their payments and are facing the reality of bankruptcy and losing everything they’ve worked hard for, financially, life can feel as if it couldn’t get any worse. Unfortunately, there is debt counseling agencies around that are waiting for a consumer to happen upon them with that exact assumption.
They extend their hands with a facade of friendliness […]